<a href='#security' class='navLink_sub'>Click to learn more!</a> <a href='#features' class='navLink_sub'>Click to learn more!</a> <a href='#control_your_gateway' class='navLink_sub'>Click to learn more!</a>
Ezic, inc. The Elite Standard in Payment Processing

Ready to drive your business to the next level?    START NOW

Our Company

In 1999, Ezic launched its Internet Payment Platform, a high-performance, highly scalable, value-added, next generation Gateway that supports online processing of credit cards and electronic check transactions. Our platform is easy to set up, easy to use, and fully capable of integrating with existing business applications through XML and EDI. Ezic has been completely funded by customer revenue since our second quarter of full operations.

Our Customer

Our Customer

Our client base includes:

Our markets include:

Our gateway enables our clients to offer their Merchants a single secure solution to meet all of their payment processing needs.

Merchants are able to accept and process:

Our Team

The Ezic management team consists of seasoned professionals committed to bringing our customers the highest standard of service and enhancing their business models with our expertise in payments and e-commerce.

Our Technology

Our customers build strong portfolios of high volume merchants that demand high performance solutions.


Ezic's market-driven product development provides our Agents with the tools their merchants require in one system.

Batch Reporting
Chargeback Lookout™
CRM Tools
Fraud Barricade™
IP Swipe
Mobile Payment Form
Multi MID
One-Click Reporting
Recurring Billing
Hotel Interchange Rate Support

Hierarchical Account Management Structure

Agent Management Graph

Management Solutions

Control Your Gateway

Payment Processing


EZI Check™ is our single payment processing solution for Resellers to offer their Merchants.

See a list of our Processor Integrations and Shopping Cart Partners.


The Ezic Gateway offers unmatched payment solutions to merchants looking to expand their payment processing options.

ACH Processing
Audit Trail
Batch Settlement Reports
Chargeback Lookout™
Fraud Barricade™
Multi MID
Recurring Billing
Site Tags
CRM Tools

Management Solutions

Ezic's payment platform supports the high-performance processing needs of experienced merchants, which allows them to expand and enhance their business through our advanced feature set.

Payment Processing Solutions

Payment Processing

Our flexibility allows merchants to tailor their solution to create their own customized gateway.


Ezic offers a various number of solutions to provide superior protection for our Merchants' transactions.

See a list of our Processor Integrations and Shopping Cart Partners.


Use Ezic's straightforward APIs and extensive development toolkits to integrate electronic payment processing in a matter of hours and days, not weeks and months.

Multi-Industry Support:

Hotel and Vacation Rental
Card Present Retail Kiosk
Mail Order-Telephone Order
Rental Property Management

Developer Solutions

Developer Solutions

Benefits to Software Developers and System Integrators:

A single integration with Ezic provides endless opportunity for you and your customers.

Developer Features

Why Ezic

Ezic's expanding feature list and security settings offer unlimited opportunities for transaction processing.

White Labeling
Site Tags
Scalable API Interfaces
Recurring Billing
Multi MID
Mobile Payment Form
Fraud Barricade™
Chargeback Lookout™
ACH Processing

Payment Processing

Processing diagram

As an ISO or Agent, one of your most important decisions is the selection of the gateway service provider that you recommend to your merchants. In an electronic transaction, the decision as to whether a transaction is fraudulent or not rests with the gateway and its fraud detection and prevention expertise.

A typical credit card transaction would proceed as follows, with the entire process taking two to three seconds:

  1. As a consumer, you pass your card to a merchant to pay for a product/service or enter the card number yourself at your favorite website. At that moment your credit card information is captured.
  2. Your information and the transaction amount are transmitted to a gateway where it is checked for authenticity. The card number is passed against a series of criteria: known fraudulent numbers lists, point of origin for high-risk countries, as well as a variety of merchant customizable parameters. If a problem is evident the transaction process stops here.
  3. If the information seems to be correct and no fraud is apparent, the information is passed to a credit card processor. The credit card processor contacts the cardholder's bank and "withdraws" authorizes funds for this purchase. The processor then "transfers" those funds to the merchants' bank completing the electronic processing of funds. Once this action is completed the processor sends an authorization code to the gateway. If there is an insufficient credit line available, the transaction is declined.
  4. On an approved transaction, the processor notifies the gateway of the authorization code. The gateway receives the code and communicates this code to the merchant. The purchase is made. The total transaction will be completed later in the day during batch settlements between financial institutions.

A debit card or e-check transaction is processed in a similar fashion, with the distinction being the evaluation of available funds versus credit line. In both cases digital information is captured, passed against fraud protection criteria, checked for available funds and accepted or declined, all in a matter of seconds.

Your gateway is the crucial link charged with authenticating information and accurately and smoothly passing all communication between the merchant and the processor. Selecting the correct gateway is crucial to your business.


Ezic is compatible with national and international processors to be able to service the wide range of needs our Resellers and Merchants have.

National Certified Processors

International Certified Processors

Shopping Cart Partners

The addition of a shopping cart for a company's website can have undeniable benefits and increase their e-commerce sales to infinite heights.

Shopping Cart Partners


Fraud Barricade™

Ezic offers superior fraud protection through its proprietary fraud scrubbing tool, Fraud Barricade™.

Advanced and configurable industry standard CVV2 and AVS

Our Merchant Protocol Interface holds VISA CISP (Cardholder Information Security Program), MasterCard SDP (Secure Data Protection Service), and Visa (Verified by Visa) certifications. The combination of high-standard certifications provides unparalleled network-level security and fraud restrictions which minimize the risk of fraud for merchants.

Unparalleled Network-Level SecuritySecurity

Ezic provides the most formidable defense available to combat both network-level intrusion and "denial of service" attacks with system wide access control, server monitoring, and intrusion detection and prevention.

Uncompromising Access Security

Keeping hackers out and controlling internal user access is key to preventing fraud. Performed at every access level, Ezic's access level includes:

Chargeback Lookout™

Stay in control of your chargebacks with an automatic report of chargeback data from your bank that ties back to the original transaction. Resellers can closely monitor chargebacks for all merchants under their one gateway login.

PCI Compliance

PCI-DSS is a multifaceted security standard intended to help organizations proactively protect customer account data. Ezic goes through an annual audit to maintain this level of security.

On the merchant side of PCI Compliance, we offer a Hosted Payment Form, a secure payment form hosted on the Ezic servers to take the risk and burden of PCI Compliance off of the merchant.


Stay up to date on all things new at Ezic.

Press Releases
Follow Us!
Follow us on LinkedIn!

Contact Us

Please feel free to contact us with any questions, we would be happy to assist!

Ezic, Inc.
175 E. Hawthorn Parkway
Suite 410
Vernon Hills, IL 60061
Phone: 847.327.9870
Fax: 847.327.9871
Agent Technical Support
Phone: 847.327.9870 x206

Phone: 866.575.EZIC

Inquiry Form

Please complete the following form regarding your inquiry
 Contact Us 
Interest in Ezic?

Please type the characters in the image below: